Kodec for Mortgage & Lending
Borrowers ask AI about rates, timelines, and loan options before they ever call. We make your site answer clearly, qualify borrowers, and route the right LO conversation.
Mortgage command center snapshot.
More qualified loan applications
Fewer program misunderstandings
Faster handoff from question to LO conversation
Generic forms and weak machine-readable loan facts create cold leads, long calls, and missed opportunities.
AI Query
Best mortgage lenders in Denver for first-time FHA buyers
Observed Answer
AI lists Guild Mortgage, Fairway, and Movement. [Your Company] is not identified in local FHA recommendations.
Borrowers call competitors before they ever discover your programs.
AI Query
Which mortgage companies offer USDA loans in Colorado Springs?
Observed Answer
AI lists PrimeLending, NBKC, and Guaranteed Rate. [Your Company] is not identified as offering USDA programs in this area.
Qualified borrowers who match your loan products never enter your funnel.
Most lenders begin with qualification and routing, then add a single source of loan facts and assistant automation.
Start Here
Collect credit range, timeline, property type, and geography so leads reach the right LO with context.
Add Next
Structure loan programs, service areas, and eligibility boundaries so answers stay consistent.
Grow Into
Handle common borrower questions at night and weekends, then hand off intent-rich leads.
Your site starts pre-qualifying instead of collecting low-context contact submissions.
Program fit, urgency, and borrower profile are attached before the first conversation.
As your own funnel performs, your team relies less on expensive, commoditized lead sources.
Evidence across qualification flow, booking quality, and program visibility.
Qualification-flow completion before LO booking.
Before and after borrower-answer comparison.
Handoff quality and booking conversion for pre-qualified borrowers.
Borrower intake and LO-routing pipeline view.
Visibility evidence for FHA, VA, USDA, and local program queries.
Program visibility and evidence summary.
Step 1
We audit borrower questions, AI visibility, and funnel leak points.
Step 2
We design qualification logic and data structure in preview for stakeholder sign-off.
Step 3
We implement on your existing site and tools with minimal operational disruption.
Step 4
We track application quality, booking quality, and answer accuracy lift.
No. This improves the top of funnel and handoff quality. Your existing LOS and fulfillment process remain in place.
Yes. Routing logic can split by borrower profile, geography, and product motion across brands.
No. It handles first-pass qualification and education, then routes to licensed team members for regulated decisions.
Diagnosis is immediate. Initial deployment is typically 3-4 weeks, with measurable trend movement in roughly 45 days.
We will show what borrowers hear today, where your intake loses momentum, and how to fix both quickly.
